TERMS AND CONDITIONS

The fine print – Everything you need to know

APPLICATION TERMS & CONDITIONS

IMPORTANT NOTE: By submitting this contact form you acknowledge understanding of and agree to the fact that your information may be shared with third parties. Please be advised that we do not facilitate unsecured loans.

Disclaimer: Pawn My Car does not accept responsibility for any injury, loss, expense or damage of any kind whatsoever that may be suffered or incurred by any person who accesses or uses this website (herein after “the User”) as a result of the User accessing this website, or utilizing any service offered on this website, or relying on any information contained on this website for any reason whatsoever, including but not limited to any injury, loss or damage suffered as a result of any of the following: a) Errors or discrepancies in the information provided; b) any unauthorised access of this website by third parties; c) any failure or unavailability of any of Pawn My Car’s or any third parties’ facilities or systems resulting in inability to access this website or process any transaction referred to or offered on this website; d) any alteration, modification, upgrade or update of this website, or any technology, hardware or software modification that may form part of this website.

  • The User hereby indemnifies Pawn My Car against any demand, claim or action against Applications Acceptable, relating to or in connection with the User’s use or accessing of this website, whether directly or indirectly, for any reason whatsoever.
  • Pawn My Car reserves the right in its absolute discretion to alter, modify, upgrade, update, suspend or withdraw this website or any part thereof at any time. Unless expressly stated to the contrary, Pawn My Car owns the intellectual property rights in and to this website and the unauthorised use thereof is expressly prohibited.
  • Copyright: All content of this Internet site is owned or controlled by Pawn My Car Service Provider (Pty) Ltd, and is protected by copyright laws. You may download content only for your personal use, for non-commercial purposes, but no modification or further reproduction of the content is permitted. The content may otherwise not be copied or used in any way.
  • PRIVACY POLICY STATEMENT

    Your privacy is important to us and our employees. Below is our complete Privacy Policy statement, which discloses exactly what information we gather and how we use it. Please read it carefully and ensure that you understand it in full.

    HOW WE USE THE INFORMATION THAT WE COLLECT

  • To process your financial services referral request, we require your completed application form with supporting documents as explained on the application form and by our consultants.
  • This information is used by third parties and/or service providers in our network to provide accurate responses to your enquiries.
  • We provide this information to nominated service providers on your behalf, in order for them to provide a product or service to you. Unless otherwise notified by us, such nominated service providers do not have any right to use the personally identifiable information we provide to them beyond what is necessary for them to assist you.
  • IMPORTANT

  • We do not dispense financial advice. We operate an online referral service and we forward on all your requests and applications to qualified third parties with whom we have pre-arranged agreements. You will deal directly with these service providers.
  • There may be an administration fee payable, dependent on what service provider you receive your approval from, since we have set agreements in place with said service providers not to receive commission from them but from clients themselves. This varies from time to time. Please request this information from your consultant before applying.
  • Pawn My Car is not a Lender or Credit Provider.
  • Pawn My Car does not make cash advances or credit decisions.
  • When completing Pawn My Car’s application, it is not guaranteed that you will receive approval.
  • In certain circumstances, faxing and emailing of additional documents may be required.
  • For details, queries about payouts, etc., please contact pawncardrive directly.
  • Minimum and maximum period for repayment is 90 – 120 days
  • Maximum annual percentage rate is 60% per annum
  • Example of the total cost of the loan: 90 day loan: Capital: R10,000.00
  • Plus R1,500.00 interest = total repayment amount of R11,500.00